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EBA Internet Payment Security Guidelines infographic

EBA Internet Payment Security Rules – now in force

02/08/201503/08/2015 AJO Blog

The European Banking Authority‘s (EBA) first tranche of “Security of Internet Payment Guidelines” became effective from 1 August 2015. Following the EBA’s consultation published in October 2014, the EBA decided that due to the continually high […]

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Consumer Rights Act - Unfair Terms photo

New UK Consumer Laws apply from October

27/07/2015 AJO Blog

A significant reform of UK consumer protection law has been carried out with the enactment of the Consumer Rights Act 2015 (“CRA”). Many of the key requirements of the CRA will come into force from October […]

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ApplePay UK Launch photo

ApplePay UK Launch and EU Payments Law

30/06/2015 AJO Blog

ApplePay will launch in the UK this July with over 250,000 merchant locations (incl. M&S, Boots, Waitrose & TFL) and partnering with an initial 8 banks (such as HSBC, Santander & RBS). More banks are slated to […]

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Regulatory Sandbox photo

E-Money Directive – further delays to its review

05/01/201509/06/2015 AJO Blog

(Note: the below is a high level review of certain potential issues and is not to be relied upon in any definitive manner nor as legal and/or regulatory advice). It’s not a great start to […]

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Regulatory Sandbox photo

The UK FCA’s Innovation Hub is now open

28/10/201409/06/2015 AJO Blog

(Note: the below is a high level review of certain potential issues and is not to be relied upon in any definitive manner nor as legal and/or regulatory advice). The FCA has launched its Innovation […]

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Regulatory Sandbox photo

Security of Internet Payments: EBA Consultation Paper

27/10/201409/06/2015 AJO Blog

(Note: the below is a high level review of certain potential issues and is not to be relied upon in any definitive manner nor as legal and/or regulatory advice). The European Banking Authority (EBA) issued […]

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Regulatory Sandbox photo

ApplePay and EU Payment Regulations

14/10/201430/06/2015 AJO Blog

Apple is launching its own payment service to the excitement and curiosity of many in the payments industry – as well as those who are fans of the world’s most valuable brand. The service is ready […]

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Regulatory Sandbox photo

Mobile payments – time to properly sort out the EU regulatory framework

06/10/201409/06/2015 AJO Blog

(Note: the below is a high level review of certain potential issues and is not to be relied upon in any definitive manner nor as legal and/or regulatory advice). Mobile Payments It is hard to […]

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Regulatory Sandbox photo

Just how neutral is the ‘Mobile Device’ exclusion in the EMD and PSD?

06/10/201409/06/2015 AJO Blog

(Note: the below is a high level review of certain potential issues and is not to be relied upon in any definitive manner nor as legal and/or regulatory advice). Emoney and Payment Services Directives’ – […]

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Regulatory Sandbox photo

Prepaid card programmes – it’s good to be regulated?

02/10/201409/06/2015 AJO Blog

(Note: the below is a high level review of certain potential issues and is not to be relied upon in any definitive manner nor as legal and/or regulatory advice). Prepaid card authorisation under the EU […]

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